Terms of Service
Last updated: February 2026
1. Membership Program
Ez Cred is a credit-building membership program, not a financial institution or lender. Membership terms, fees, and cash bonus eligibility criteria are disclosed in full to all applicants prior to enrollment. By enrolling, you agree to the fixed membership structure as presented during your application.
2. Eligibility
Ez Cred membership is available to eligible Canadian residents who meet the criteria established during the profile review process. Cash bonus eligibility is assessed separately and is not guaranteed. Eligibility does not constitute a loan approval or a promise of funds.
3. Cash Bonus
Cash bonuses are made available to qualified members based on eligibility criteria. No repayment of the cash bonus is required as it is not a loan. Full cash bonus eligibility criteria are disclosed at the time of profile review.
4. Credit Reporting
Ez Cred reports applicable membership activity to Canadian credit bureaus where permitted. This reporting is designed to help members build their credit profile. Ez Cred does not guarantee any specific outcome related to credit scores or credit bureau reporting.
5. Contact
For questions about these terms, contact us at support@ezcred.ca.